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Updated March 9, 2021

What are the Age and Service Requirements to be eligible for Health Care Benefits from the RHCT?

Age When You Retired from the CTA Eligibility Credits When am I Eligible for Health Coverage from the RHCT?
Age 65 or Older 20 Years or More
10-19 Years
Less than 10 Years
Immediately at Retirement
Immediately at Retirement
Not Eligible for Health Coverage.
Ages 55-64 20 Years or More
10-19 Years
Less than 10 Years
Immediately at Retirement
Eligible at Age 65 if Retired from the CTA.
Not Eligible for Health Coverage.
Less Than Age 55 20 Years or More
10-19 Years
Less than 10 Years
Age 55
Eligible at Age 65
Not Eligible for Health Coverage.

Certain part-time or temporary employees, who do not meet the requirements for a pension, may be eligible for health care coverage.

If you opted-out of the CTA Pension, or received a refund of your pension contributions, you are not eligible for health care benefits.

You may be eligible for immediate health care coverage if you receive a disability allowance, regardless of age.

If you are not eligible for Health Coverage from the RHCT, you are eligible for an HRA at age 65.