| Age When You Retired from the CTA | Eligibility Credits | When am I Eligible for Health Coverage from the RHCT? |
|---|---|---|
| Age 65 or Older |
20 Years or More 10-19 Years Less than 10 Years |
Immediately at Retirement Immediately at Retirement Not Eligible for Health Coverage. |
| Ages 55-64 |
20 Years or More 10-19 Years Less than 10 Years |
Immediately at Retirement Eligible at Age 65 if Retired from the CTA. Not Eligible for Health Coverage. |
| Less Than Age 55 |
20 Years or More 10-19 Years Less than 10 Years |
Age 55 Eligible at Age 65 Not Eligible for Health Coverage. |
Certain part-time or temporary employees, who do not meet the requirements for a pension, may be eligible for health care coverage.
If you opted-out of the CTA Pension, or received a refund of your pension contributions, you are not eligible for health care benefits.
You may be eligible for immediate health care coverage if you receive a disability allowance, regardless of age.
If you are not eligible for Health Coverage from the RHCT, you are eligible for an HRA at age 65.