Our Office is open on an appointment-only basis.

How will my pension be reduced if I choose a Survivorship Option?

An employee's monthly benefit will be actuarially reduced by taking into consideration the ages of the pensioner and spouse at retirement along with the type of option elected. For any given ages of a pensioner and spouse, the reduction is larger for "B" options than "A" options.

Also, the reduction is greater if the elected fraction is all, less if it is 2/3 and still less if it is 1/2.